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Budgeting your House Renovation Singapore: How to Save Cost and What you need to know before starting?

In the past, it was not uncommon for people to renovate their homes. Today, however, many homeowners are opting to keep their houses intact and just fix up what needs fixing as time goes on. Why? The answer is simple: cost. It can be difficult to budget for a house renovation works but with this handy guide, you will learn how to save money during your house remodel in Singapore!

A house renovation can be described as the process of replacing, adding or remodelling the house. The term applies to both residential and commercial buildings. This article will focus on the home renovation process in Singapore, a country with a diverse culture and climate.

budget for home renovation

Why do you need to budget for home renovation in Singapore?

Budgeting for a house renovation is one of the most important processes you will need to go through. It is essential to make sure that you have a budget plan before starting so that you are able to save money and avoid adding debt to your life. There are many factors for you to consider when budgeting for a house renovation, so let’s take a look at some of them!

  1. What is the overall project timeline?
  2. What materials will be needed? How much do they cost?
  3. How much time does it take to complete?
  4. How much does this room usually cost?
  5. How much should I budget per day for this room in order to not overspend and stick with my salary or monthly
  6. What is your preferred interior design theme?


House Renovation Services

Home renovation services. Here at 9 Creation pte ltd, we manage the entire and offer trusted home renovation services in Singapore. At 9 Creation pte ltd, Our interior designers team believe in creating personalized living spaces to suit you. Whether you live in a 3-room flat, a 4-room flat, or a 5-room flat, a BTO or resale flat, we have something for you!

What Kind of Work does House Renovation work Cover?

It’s important to know what you are paying for. When you’re talking about renovation works, it can be a whole range of things.

1. Hacking: Hacking refers to the demolition process, such as taking out old floor tiles and built-in furniture.

2. Masonry describes building structures with cement-based materials like brick and tile.

3. Carpentry: This refers to any woodworking that is done as work, such as building furniture.

4. Plumbing:  Plumbing involves a wide range of installation and repair work, such as pipe fitting.

5.  Electrical Work: electrical works include any wiring/rewiring that is being done in the house.

6. Painting : Any kind of non-structural painting for your dream home would fall under this category, such as wallpaper removal and woodwork painting.

take and what materialsHow long does it take and what materials are needed

When you are renovating a house, you need to take into account how long it will take as well as what materials are needed. Materials will vary depending on what kind of renovation you are doing but there seem to be some constants. For example, the type of flooring or tiles that will be used and tubs and sinks for the bathroom. You should know these things before you start your renovation so that you can plan accordingly.


Average Cost estimation of Home Renovation in Singapore and how to save money on the project

In Singapore, it is not easy to find a house that has the perfect layout and design. Especially when you have a lot of family members who want to live in the same house but at the same time there are many different needs for each individual. This is where renovation comes into play! But sometimes we do not know how much will be spent on this project so here is some information about budgeting your renovation process in Singapore.


Average Cost of Home Renovation for a 4-room HDB Flat With Interior Designer

Based on a 90 sq meter HDB flat, we estimated the average renovation costs of home renovation to be about $13.79 per sq foot. Based on our research, a moderate home renovation costs around S$50,750 for a 4-room HDB flat. This includes all of the raw materials required and labor needed to complete the project. There are a variety of factors that influence the overall renovation costs for house renovation in Singapore.


Remodeling Area Average Light Renovation Average Moderate Renovation Average Extensive Renovation)
Hacking S$1,200 S$2,800 S$11,350
Masonry S$3,000 S$10,400 S$37,500
Carpentry S$7,000 S$17,950 S$53,450
Plumbing S$1,200 S$2,800 S$8,700
Electrical S$1,000 S$2,450 S$5,450
Painting S$800 S$1,600 S$2,950
Glass & Aluminum S$1,500 S$3,850 S$9,450
Cleaning and Polishing S$700 S$1,400 S$7,800
Appliance S$7,500 (A/C, Washing Machines, etc.)
Total S$23,900 S$50,750 S$144,150

When deciding on materials for remodelling, the lower renovation costs will come from making good choices at any of the following steps:

  • ensuring you are selecting materials that do not have hidden labour or waste cost of renovation.
  • knowing how long certain jobs take without hiring an interior designers expert.
  • deciding which process would

When renovating a space with 101-140 square meters, even different rates of $5-10 per square meter can be significant.

Home Renovation SingaporeAverage Cost of Home Renovation Singapore if Depending on Style

However, the average cost of renovation of a residence can be extremely different depending on what you plan to change. Nine types of styles are available in Singapore.

Style Average Cost HDB Average Cost Condo Average Cost Landed Average Cost/Sqm
Contemporary S$72,530 S$78,133 S$657,950 S$564
Modern S$60,304 S$78,386 S$423,652 S$517
Minimalist S$62,471 S$74,494 S$358,125 S$558
Scandinavian S$55,315 S$101,365 S$358,125 S$489
Eclectic S$69,314 S$75,572 S$368,400 S$603
Industrial S$54,093 S$74,264 S$137,167 S$501
Traditional S$46,890 S$71,630 S$218,882 S$552
Transitional S$58,498 S$81,899 S$189,081 S$620
Retro^ S$83,325 S$97,500 S$85,000 S$659
Vintage^ S$89,556 S$80,522 S$50,000 S$736


10 Tips for saving money and Getting Your House Renovation Costs Under Control

If you’re looking for ways to save money on your house renovation cost project, just follow these simple steps:

  1. Watch out for the price of materials before buying them. Just because a product is cheap, doesn’t mean it’s the best option. Shopping around and doing some research will help you determine if you’re making a good purchase or not. What material to substitute with what? Easy maintenance materials are your best bet Material choice is a big part of your budget and your interior designer will be able to explain this to you better. There are some materials that cost a fortune but can easily be replaced by relatively cheaper options if you’d like. For instance, flooring can be made out of vinyl instead of stone or hardwood which reduces the cost significantly.
  2. Know what tools are needed for your specific (like hammers, screwdrivers, etc.). You can spend more money than necessary by purchasing tools that are too large/small or unnecessary for the job!
  3. Estimate how much time will be required to complete the project before you start working on it! This way, you’ll know if you can afford to hire someone to do the work for you, or if you’ll have to juggle your time with other projects.
  4. Measure twice, cut once! The use of a tape measure is very important while estimate home renovation cost in Singapore, especially if you’re adding new flooring. If you don’t take the time to properly measure and plan out your new flooring, you may end up with damaged walls or floors.
  5. Make a budget for materials before you begin the project and stick to it! This will ensure that you don’t spend more money than necessary on tools, supplies and other things needed to complete the job. You’ll also be able to make informed decisions regarding the project.
  6. Stick to your budget.  If you plan on spending S$20,000 total, don’t spend more than that. If you want fancy lights for the kitchen, add them to your budget and save up whatever additional money is needed in order to purchase them.
  7. Don’t be afraid of using DIY (Do It Yourself) guides! These are great tools for saving money on materials, time and your overall costs.
  8. Reduce built-in furniture. If you don’t really need a kitchen island, don’t include it in your design. One way to save on renovation costs is through built-in furniture. However, this custom carpentry proved to be rather expensive than having loose pieces of furniture. Average costs of renovation in Singapore range from $10,000. Choose loose furniture over storage-intensive pieces.
  9. Use only high-quality materials for the best results (and reduce time and cost of repairs).  Examples: tile flooring instead of laminate, solid oak wood furniture instead of veneer or MDF.
  10. Always look for discounts on big-ticket items. So what are the main costs that come with renovation? Your budget can be quickly overwhelmed by purchases like sofas, dining tables, TVs and other costly items. Waiting for seasonal sales or clearance sales will help avoid this.This article will help you save renovation cost Singapore.

Knowing how to save money during a house renovation is an important part of any home improvement job. Following these steps will ensure that you’re on track for success! Good luck with your house renovation!


When should I start planning my house renovation project, before or after buying a home?

The answer to this question is that there is no correct time frame for deciding when you should start your home renovation. It is important to know what the needs of your family are and the priorities for these needs so you can plan accordingly.

If you are planning to sell your property in the future, it is recommended that you plan a renovation work earlier so as to increase the market value of your home. You should consider doing a complete renovation if you are intending to sell your home within 2 years or less and otherwise do only those necessary renovation works which will increase the property value for sale purposes.

If you are planning to use the property for long term stays, a cosmetic renovation by doing some repair and maintenance works will be sufficient. The advantage of this approach is that it will save your money and time.

If your budget is not an issue but rather a concern about safety factors, then you can carry out any necessary renovation work. In this case, you can renovate the entire home or part of it when needed.

Set a House Renovation Budget With Interior DesignersSet a House Renovation Budget With Interior Designers

If you are not able to cover the all upfront cost of your project with cash, you can apply for a home renovation loan from banks or ask friends (personal loans) and family to lend you money. You may also want to consider renovation loan schemes like cash back, where the store offers a bonus in exchange for the purchase of their product.

Before you start the process, determine how much of a budget you can afford to spend on renovating your home. First, set a costs for the home or hdb renovation. Then, subtract 15% to account for inevitable cost overruns and unexpected delays in an urban planning permission or other issues. Make it your goal to leave 10% of your house renovation budget for any unforeseen costs. If you are remodelling for the first time, it may be wise to start with a smaller space. Create a buffer of at least 15% to account for the unforeseen cost of renovating expenses that might come up during the construction process.

Final Thoughts

People may want to renovate their home because they are not happy with the way it looks or something is wrong in there. If you’re planning a simple renovation work, here’s what you need to know:

– It can take up to four months for your project and anything from S$20K-S$100K.

– Materials like paint, flooring materials will cost around 10% of the total costs

While labour costs account for 40%. You should also consider other expenses such as permits fees (2%-5%), architect/engineer fees (~1%) etc..etc…so before starting make sure that these factors come into consideration during developing an accurate estimate on this venture.